Abstract: A kind of small-value life insurance in rural area has been played an active role in realizing the strategy of accurate poverty alleviation and rural revitalization in Guoluo Prefecture. Based on the actual situation in Guoluo Prefecture, the difficulties in the extension of small-value life insurance in rural areas were analyzed, relevant suggestions and measures were proposed to raise the coverage rate of the insurance industry in Guoluo Prefecture, and benefit more farmers and herdsmen.