Abstract: The rapid development of digital inclusive finance has injected new vitality into the rural revitalization and helped farmers to achieve their income growth. Starting from the question of whether the digital inclusive finance helped farmers increase their income, the relationship between the two was tested in this paper by using the dynamic spatial Durbin model based on the financial inclusion index of 30 provinces, municipalities and autonomous regions in China from 2011 to 2020. The study found that:(1) The development of digital inclusive finance could have a significant positive effect on the income of local farmers. (2) Although the development of digital inclusive finance has improved the well-being of local farmers, it had a certain aggregation effect on the surrounding capital and manpower, and had little impact on the income of residents in the neighboring areas, and even had a certain inhibitory effect.